One of the biggest questions we get asked regularly is, (you guessed it) “Do you take insurance?” The short answer is no. Now before you say something like, “forget this clinic” or “I have insurance so I can use it” hear us out. How many of you have been surprised by the size of your bill from either a physician’s office, physical therapy office, or pharmacy; even with your insurance? You get the bill and think, “There’s no way they billed my insurance. That is way too high!” Yup, I’ve been there too. You are not alone. Here is why:
When clinics bill health insurance companies directly, the doctors are required to become participating providers. The doctors must sign a contract that allows the insurance company to determine which services they will and will not provide and how much they can charge for those services. In general, insurance companies are not focused on any preventive or wellness services. They are heavily invested in the conventional model of health care that too often relies on drugs and surgery. We are committed to the functional medicine model that addresses the underlying causes of your symptoms with specific nutritional and lifestyle recommendations.
A participating provider must agree to accept the fees the insurance company establishes, regardless of whether the fees are reasonable or applicable to that practice. In general, these established fees cover the actual cost of the briefest (and we believe the lowest quality) care. Doctors who are participating providers are required to accept discounted fees for their services, and they cannot bill the patient for the difference between their fee and what the insurance company will pay.
Here is where the value of working with All U Health differs:
- One-on-One sessions
- Your medical provider will be with you every step of the way. No more being passed off to a student or another provider.
- Your time is valuable and you have our undivided attention. We prioritize spending time getting to know you as a whole person.
- Complete cost transparency
- Removing the “middle man” means you know exactly how much you pay. Your visits never run out.
- Services are paid when performed….no surprise bill months later.
- Treatment options for YOUR goals…. Not an insurance company’s opinion of your treatment needs.
- Our goal is to treat you as a person and not as a number. While lab values are great, how you feel is just as important to us.
- Honesty and Integrity are important to us. Our medical team will not suggest unnecessary treatments or create an arbitrary diagnosis simply to qualify for insurance payments for your treatments.
- Decisions based on our expertise
- We make personalized treatment decisions based on what will help you meet your goals, whatever they may be.
- Our treatment options are not limited by insurance company regulations.
- We utilize current treatment therapies, tools, and 7+ years of experience to get you the best result.
- Long-term health and wellness
- We know how important it is to get you back to your active lifestyle. Your mental and physical well-being is our priority.
- Insurance companies often view these services as “unnecessary.” Instead, we want to help you get BEYOND the minimum baseline.
We DO accept HAS/FSA accounts as well as Care Credit for those who have them. Feel free to call or text us if you would like to discuss our therapy options.